Aditya Birla Sun Life Balanced 95 Fund - Regular Plan - Growth: Best Equity Oriented Balanced Fund Since Launch

Aditya Birla Sun Life Balanced 95 Fund - Regular Plan - Growth: Best Equity Oriented Balanced Fund Since Launch

May 22, 2018

Equity oriented balanced fund offer higher rates of returns than the investments made in high performing blue chip large cap stocks. These mutual funds invest the corpus in a host of various equity options as well as in debt instruments. Around 65 %-75% of the investment is made in equity and the rest is invested into debt options. The debt options consistently deliver around 10% of returns even when there are no or less returns on equity, thereby enabling to earn higher when compared to a fund which is purely invested into large cap stock options.

Over the last decade, Equity Oriented balance funds have performed better than the blue chop large cap stocks. When the market is on the up, more share of the corpus is spent in increasing the equity share. When the equities stocks are being volatile, investments in debt options help to tide over the volatility with regular and consistent returns.

Aditya Birla Sun Life Balanced 95 Fund - Regular Plan - Growth - A snapshot

As discussed Equity oriented Balance funds are a good option to earn consistent and higher revenues. Aditya Birla Sun Life Balanced 95 Fund is a equity oriented balanced fund which has been consistently performing well even among the high return category of Equity Oriented Balance funds.

This fund was launched on 10-02-1995 and the minimum investment that can be made is Rs.1000. Further top up investments can also be made with a minimum amount of Rs.1000. Crisil Balanced Fund Aggressive index is considered as a benchmark for measuring the performance of the fund. It is categorized as a moderately high risk fund, largely due to the higher investments made into the equity. Aditya Birla Sun Life Balanced 95 Fund aims at having both long term returns as well as regular current income. With this aim in mind 60% of the corpus investment is made into the equity portfolio and 40 % of the investment goes into debt options and money instruments.

Banks, Finance, Consumer non Durables, Pharmaceuticals, Auto, Software, Non-Ferrous Metals, Petroleum products etc are the major sectors into which the corpus of Aditya Birla Sun Life Balanced 95 Fund is made into. These sectors take a share of nearly 47 % of the investment being made. These sectors provide higher rates of returns over a longer period of time. The portfolio of the investment of this fund is very diverse. Lesser percentage of investments are made into various stocks which help to cover up the risk and also help to earn consistent returns even if few of the stocks are not working. HDFC Bank Ltd, ICICI Bank Ltd, Infosys, IndusInd Bank Ltd, Eicher Motors etc are the equities into which the investments are made. Apart from these investments are made into debt and money instruments like "Cash & Bank", Central Government loans etc.

Performance of Aditya Birla Sun Life Balanced 95 Fund - Regular Plan - Growth

It has been over two decades that Aditya Birla Sun Life Balanced 95 Fund was launched and it has delivered a consistent high returns over the period. The recent performance of the fund has been at par if not more than the category’s performance.


Source: Swaraj Wealth Research


The returns of 20.53% of this fund since the time of its launch are higher than the12.39% of returns by the category during this period. This indicates the consistent higher returns that the fund has been providing over a long period of time.

Consistent performance of any mutual fund can be measured by the year on year good returns earned. Aditya Birla Sun Life Balanced 95 Fund delivers on this aspect with the year on year returns of the funds regularly outperforming the category’s performance.


Source: Swaraj Wealth Research


In the year 2017, the fund has earned returns of 25.91% which is higher than the average returns of the Balanced Funds Equity Oriented Category. This is a continuation of the consistent performance in the recent period.

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